A Look at the Allianz 360 Annuity

Allianz 360 Annuity gives you an opportunity for income payment increases before – and after – you begin lifetime withdrawals.

It’s natural to be concerned about saving enough for retirement – but it’s important to have an income strategy for your retirement, too. Allianz 360SM with its 360 Benefit rider1 can help address both of these concerns.

While you’re saving for retirement, Allianz 360 and the 360 Benefit help you in three ways:

  • First, they provide the opportunity for indexed and/or fixed interest.
  • Second, they give you an interest bonus equal to 50% of the interest rate that is credited to your contract until withdrawals begin.
  • And third, beginning at age 40, they increase your income withdrawal percentage with every year you hold your contract before starting income withdrawals.

And when you’re ready to start receiving income, the 360 Benefit rider lets you choose from two lifetime income withdrawal options: You can elect predictable income, or choose income that can increase each year.

Bonus annuities may include higher surrender charges, longer surrender periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don’t offer a bonus. The bonus is credited each year the selected allocations earn interest. During the first 10 contract years, we will apply a surrender charge if the contract is partially or fully surrendered. These charges may result in a loss of, indexed interest and fixed interest, interest bonus and a partial loss of principal (premium).

Allianz 360 AnnuityLearn more about the Allianz 360 Annuity